Recipe by South Your Mouth
Sweet Potato Praline Casserole
Sweet Potatoes:
4 lbs. sweet potatoes
3/4 – 1 cup sugar*
1 teaspoon vanilla
1/2 teaspoon salt
2 eggs, beaten
6 tablespoons butter, melted
Praline Topping:
1/2 cup all-purpose flour
1 cup dark brown sugar
1 heaping cup chopped pecans
1/2 cup butter, melted
Pinch of salt
Arrange sweet potatoes on a baking sheet lined with aluminum foil then pierce each with a fork a few times to vent. Bake at 400 degrees until tender (usually about an hour for large sweet potatoes). Check tenderness by inserting a knife into the thickest potato – knife should slide in easily with no resistance. Do not boil the potatoes or use canned ones. I mean it!
Allow sweet potatoes to cool to room temperature then remove the skins. Add sweet potatoes, sugar, vanilla, salt, eggs and butter to a medium bowl or stand mixer. Mix on medium speed with an electric mixer for 2 minutes or until fluffy. Spoon sweet potato mixture into a 9x9 casserole dish and spread evenly.
To make praline topping, combine flour, brown sugar, pecans, butter and salt in a small bowl and mix until combined. Mixture will be crumbly. Sprinkle praline crumbles evenly over sweet potato mixture. Bake at 350 degrees for 30-35 minutes.
*Start with 3/4 cup of sugar and add more if desired. Some sweet potatoes are much sweeter than others so the amount of sugar that you need can vary. Mix everything up to the eggs and taste it for sweetness. Make it as sweet as you like.
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Tuesday, October 28, 2014
Sweet Potato Praline Casserole
Wednesday, October 8, 2014
Many renters CAN buy a home - and don’t realize it.
Do you think:
• You need a lot of cash to buy a home?• Monthly mortgage payments would be more than you could afford?
• Home ownership is more expensive than renting?
• It isn’t a good time to buy?
You might not know...
• There are many low down payment options available
• Payment options vary to help different types of borrowers qualify
• The cost of homeownership has increased less than the cost of renting in the last decade!*
• Today’s real estate and mortgage markets offer great opportunities for all kinds of home buyers
You might be able to buy...are you ready to find out?
Check in with us today and we’ll find out where you are so you can get where you’d like to go!
*Sources: U.S. Census Bureau Cost by Region Report and Rental Housing Market Condition Measures: A Comparison of US Metropolitan Areas Brief.
Kristina McMillion
American Financial Network, Inc.
The Home Team
Direct: 480-636-7491
Direct: 480-290-2151
To see where American Financial Network ("AFN") is a licensed lender go to the Nationwide Mortgage Licensing System ("NMLS") www.nmlsconsumer.org and search NMLS# 237341. Principal licensed office is 3110 Chino Ave #290, Chino Hills, CA 91709; Phone (909) 606-3905(909) 606-3905. The content in this advertisement is for informational purposes only. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy underwriting guidelines.
Refinancing
When should you refinance? Now. Especially if you're paying over 5% on your current mortgage.
Rates are at all time lows. If you plan to stay in your current home for the years to come, you may want to consider refinancing your mortgage and reducing your monthly payment or term of your loan. American Financial Network has the experience you deserve and will work hard to achieve your desired refinancing results.
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Thanks!
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Kristina McMillion
American Financial Network, Inc.
The Home Team
Direct: 480-636-7491
Direct: 480-290-2151
To see where American Financial Network ("AFN") is a licensed lender go to the Nationwide Mortgage Licensing System ("NMLS") www.nmlsconsumer.org and search NMLS# 237341. Principal licensed office is 3110 Chino Ave #290, Chino Hills, CA 91709; Phone (909) 606-3905(909) 606-3905. The content in this advertisement is for informational purposes only. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy underwriting guidelines.
Where will you be in five years?
Still paying for your landlord's retirement?
Think about this: If you're paying $1,000 a month for rent, you'll pay $60,000 over the next five years.
That rent money is building equity... but not for you. It's equity for your landlord. Pay that same $1,000 on a home, and start focusing on your own future.
Call us today for a free consultation. We'll work with you to create a plan that fits your goals, and your lifestyle.
Let's Talk Today!
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American Financial Network, Inc.
The Home Team
Direct: 480-636-7491
Direct: 480-290-2151
To see where American Financial Network ("AFN") is a licensed lender go to the Nationwide Mortgage Licensing System ("NMLS") www.nmlsconsumer.org and search NMLS# 237341. Principal licensed office is 3110 Chino Ave #290, Chino Hills, CA 91709; Phone (909) 606-3905(909) 606-3905. The content in this advertisement is for informational purposes only. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy underwriting guidelines.
7 STEPS TO A HEALTHY
CREDIT SCORE (FICO)
The benefits of a healthy credit score should never be underestimated. Having and maintaining a good credit score can mean savings on insurance premiums, interest on a car loan, as well as interest and fees on your home loan. Here are 7 things you can do to keep your credit score vital and strong.
PAY ON TIME.
All missed and past due payments lower your credit score. Set calendar reminders to ensure checks are received with enough time to be processed by the due date.
PAY OFF ANY BILLS "IN COLLECTION."
Work with creditors to modify terms and get those new terms in writing. Willingness to pay is an important factor in rebuilding your credit.
DON’T CLOSE ACCOUNTS.
This can lower your rating because by canceling them you delete important payment history.
DON’T CONSOLIDATE DEBT USING NEW CREDIT CARDS.
Smaller payments made on time to multiple cards is better for your overall credit score than one larger revolving account.
KEEP A CLOSE EYE ON YOUR DEBT-TO-CREDIT RATIO.
Your total debt should not exceed 30%of your available credit. Apply that same rule to each account to keep on track.
WORK WITH A CREDIT COUNSELOR.
If your credit rating is low and you are struggling to pay off debt you may want to consider working with a credit counselor.
REQUEST A COPY OF YOUR CREDIT REPORT annually and review it thoroughly.
Look closely for mistakes and contact card companies and lenders to be sure proper corrections are made.
I am here to help. Call me anytime.
Kristina McMillion
American Financial Network, Inc.
The Home Team
Direct: 480-636-7491
Direct: 480-290-2151
To see where American Financial Network ("AFN") is a licensed lender go to the Nationwide Mortgage Licensing System ("NMLS") www.nmlsconsumer.org and search NMLS# 237341. Principal licensed office is 3110 Chino Ave #290, Chino Hills, CA 91709; Phone (909) 606-3905. The content in this advertisement is for informational purposes only. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy underwriting guidelines.
Why get pre-approved?
There’s a big difference between being Pre-Approved and Pre-Qualified.
Home buyers who get pre-approved have submitted documentation and their application has been put through a rigorous process. Pre-qualification is only a preliminary assessment of a borrower’s ability to qualify and requires more time, documentation and examination to confirm eligibility.
Home buyers who choose pre-approval and pre-qualification will have different experiences in the shopping process….
Pre-Qualification=Estimate
• Lose leverage to shop and compare loans and homes
• May waste time looking at homes out of price range
• Purchase offers less attractive to home sellers - especially in multiple offer situations
• Must wait for review and verification by lender
Pre-Approval=Commitment
• Time to shop and compare loan options
• Qualifications reviewed and verified by lender
• Confidence in affordability
• Can close quickly
Let’s talk about your options. We can put time on your side and help you get prepared to have the best possible experience - whenever you’re ready to buy a home.
Thank you!
Kristina McMillion
The Home Team
Direct: 480-636-7491
Direct: 480-290-2151
To see where American Financial Network ("AFN") is a licensed lender go to the Nationwide Mortgage Licensing System ("NMLS") www.nmlsconsumer.org and search NMLS# 237341. Principal licensed office is 3110 Chino Ave #290, Chino Hills, CA 91709; Phone (909) 606-3905. The content in this advertisement is for informational purposes only. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy underwriting guidelines.
WE FINANCE THE AMERICANDREAM
and make it a reality for our borrowers...
First Time Homebuyers love working with us!
We understand that purchasing your first home can be intimidating. Having American Financial Network on your side will make all the difference. Why learn by trial and error? You have a friend in the business! We will guide you through the process step by step. Let us take make this dream a reality for you. Home ownership is a lifetime commitment and we will be there for you every step of the way.
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Let’s Talk Today!
Kristina McMillion
THE RYDER TEAM, NMLS # 1040436
Direct: 480-636-7491
To see where American Financial Network ("AFN") is a licensed lender go to the Nationwide Mortgage Licensing System ("NMLS") www.nmlsconsumer.org and search NMLS# 237341. Principal licensed office is 3110 Chino Ave #290, Chino Hills, CA 91709; Phone (909) 606-3905. The content in this advertisement is for informational purposes only. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy underwriting guidelines.
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