Wednesday, December 3, 2014



“And the Grinch, with his Grinch-feet ice cold in the snow,
stood puzzling and puzzling, how could it be so? It came without ribbons. It came without tags. It came without packages, boxes or bags. And he puzzled and puzzled 'till his puzzler was sore. Then the Grinch thought of something he hadn't before. What if Christmas, he thought, doesn't come from a store. What if Christmas, perhaps, means a little bit more.”
― Dr. Seuss, How the Grinch Stole Christmas!
...
As we are rushing around this Christmas with holiday activities, shopping, spending time with friends and family, I hope you will take a moment and pray for the Ryder Family. As you know Dan Ryder experienced a Brain Aneurysm this year and this will be a very trying time for his family. I ask that you keep his family in your thoughts and prayers!

To read Dan's story please click on the link below. If you feel like donating to his family you can do so at:
http://www.gofundme.com/cvhbbc?forcedesktop=1

Thank you,
Kristina McMillion

Wednesday, November 19, 2014

Rate Drop Alert!

0
Opportunity to save money.
 
The stock market is down so rates are too! Refinancing today could save you hundreds of dollars.
Call now and lock in your low rate before rates go back up!
480-636-7162
 
0
Kristina McMillion
Business Development
The Home Team NMLS #1040436
Direct: 480-636-7162

kmcmillion@afncorp.com
afncorp.com/adamcordes, afncorp.com/edryder
If you do not wish to receive future mailings please click: Unsubscribe Me Please
To see where American Financial Network ("AFN") is a licensed lender go to the Nationwide Mortgage Licensing System ("NMLS") www.nmlsconsumer.org and search NMLS# 237341. Principal licensed office is 3110 Chino Ave #290, Chino Hills, CA 91709; Phone (909) 606-3905(909) 606-3905. The content in this advertisement is for informational purposes only. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy underwriting guidelines. AFN is licensed by the AZ Dept of Financial Institutions Mortgage Bankers License AZBKBR (0117545) under NMLS 886644. AFN is licensed by the VA Lender License (MC-5704) under NMLS ID # 23741.

3170 S. Gilbert Rd. #4 Chandler, AZ 85286

Tuesday, October 28, 2014

Sweet Potato Praline Casserole
Recipe by South Your Mouth

Sweet Potato Praline Casserole
Sweet Potatoes:
4 lbs. sweet potatoes
3/4 – 1 cup sugar*
1 teaspoon vanilla
1/2 teaspoon salt
2 eggs, beaten
6 tablespoons butter, melted

Praline Topping:
1/2 cup all-purpose flour
1 cup dark brown sugar
1 heaping cup chopped pecans
1/2 cup butter, melted
Pinch of salt

Arrange sweet potatoes on a baking sheet lined with aluminum foil then pierce each with a fork a few times to vent. Bake at 400 degrees until tender (usually about an hour for large sweet potatoes). Check tenderness by inserting a knife into the thickest potato – knife should slide in easily with no resistance. Do not boil the potatoes or use canned ones. I mean it!

Allow sweet potatoes to cool to room temperature then remove the skins. Add sweet potatoes, sugar, vanilla, salt, eggs and butter to a medium bowl or stand mixer.  Mix on medium speed with an electric mixer for 2 minutes or until fluffy. Spoon sweet potato mixture into a 9x9 casserole dish and spread evenly.

To make praline topping, combine flour, brown sugar, pecans, butter and salt in a small bowl and mix until combined.  Mixture will be crumbly.  Sprinkle praline crumbles evenly over sweet potato mixture.  Bake at 350 degrees for 30-35 minutes.

*Start with 3/4 cup of sugar and add more if desired.  Some sweet potatoes are much sweeter than others so the amount of sugar that you need can vary.  Mix everything up to the eggs and taste it for sweetness.  Make it as sweet as you like.

Wednesday, October 8, 2014

Many renters CAN buy a home - and don’t realize it.


Do you think:

• You need a lot of cash to buy a home?

• Monthly mortgage payments would be more than you could afford?

• Home ownership is more expensive than renting?

• It isn’t a good time to buy?

You might not know...

• There are many low down payment options available

• Payment options vary to help different types of borrowers qualify

• The cost of homeownership has increased less than the cost of renting in the last decade!*

• Today’s real estate and mortgage markets offer great opportunities for all kinds of home buyers


You might be able to buy...are you ready to find out?

Check in with us today and we’ll find out where you are so you can get where you’d like to go!
*Sources: U.S. Census Bureau Cost by Region Report and Rental Housing Market Condition Measures: A Comparison of US Metropolitan Areas Brief.



Kristina McMillion


American Financial Network, Inc.

The Home Team

Direct: 480-636-7491

Direct: 480-290-2151

 
 

To see where American Financial Network ("AFN") is a licensed lender go to the Nationwide Mortgage Licensing System ("NMLS") www.nmlsconsumer.org and search NMLS# 237341. Principal licensed office is 3110 Chino Ave #290, Chino Hills, CA 91709; Phone (909) 606-3905(909) 606-3905. The content in this advertisement is for informational purposes only. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy underwriting guidelines.











 

 
 


 
Refinancing
 
When should you refinance? Now. Especially if you're paying over 5% on your current mortgage.
 
Rates are at all time lows. If you plan to stay in your current home for the years to come, you may want to consider refinancing your mortgage and reducing your monthly payment or term of your loan. American Financial Network has the experience you deserve and will work hard to achieve your desired refinancing results.
  • In-House Underwriting ensures fast turnarounds
  • 15 and 30-year terms available
  • Fixed and adjustable rate options
Give us a call today and we'll walk through your options with you.
Thanks!
0
0


 

Kristina McMillion

American Financial Network, Inc.

The Home Team

Direct: 480-636-7491

Direct: 480-290-2151

 
 
 
To see where American Financial Network ("AFN") is a licensed lender go to the Nationwide Mortgage Licensing System ("NMLS") www.nmlsconsumer.org and search NMLS# 237341. Principal licensed office is 3110 Chino Ave #290, Chino Hills, CA 91709; Phone (909) 606-3905(909) 606-3905. The content in this advertisement is for informational purposes only. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy underwriting guidelines.

 
Where will you be in five years?
 
Still paying for your landlord's retirement?
Think about this: If you're paying $1,000 a month for rent, you'll pay $60,000 over the next five years.
That rent money is building equity... but not for you. It's equity for your landlord. Pay that same $1,000 on a home, and start focusing on your own future.
Call us today for a free consultation. We'll work with you to create a plan that fits your goals, and your lifestyle.
Let's Talk Today!
 
0
0
 
 

American Financial Network, Inc.

The Home Team

Direct: 480-636-7491

Direct: 480-290-2151

 
 
 
To see where American Financial Network ("AFN") is a licensed lender go to the Nationwide Mortgage Licensing System ("NMLS") www.nmlsconsumer.org and search NMLS# 237341. Principal licensed office is 3110 Chino Ave #290, Chino Hills, CA 91709; Phone (909) 606-3905(909) 606-3905. The content in this advertisement is for informational purposes only. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy underwriting guidelines.

7 STEPS TO A HEALTHY

CREDIT SCORE (FICO)

The benefits of a healthy credit score should never be underestimated. Having and maintaining a good credit score can mean savings on insurance premiums, interest on a car loan, as well as interest and fees on your home loan. Here are 7 things you can do to keep your credit score vital and strong.

PAY ON TIME.

All missed and past due payments lower your credit score. Set calendar reminders to ensure checks are received with enough time to be processed by the due date.

 PAY OFF ANY BILLS "IN COLLECTION."

 Work with creditors to modify terms and get those new terms in writing.  Willingness to pay is an important factor in rebuilding your credit.

 DON’T CLOSE ACCOUNTS.

This can lower your rating because by canceling them you delete important payment history.

 DON’T CONSOLIDATE DEBT USING NEW CREDIT CARDS.

Smaller payments made on time to multiple cards is better for your overall credit score than one larger revolving account.

 KEEP A CLOSE EYE ON YOUR DEBT-TO-CREDIT RATIO.

Your total debt should not exceed 30%of your available credit. Apply that same rule to each account to keep on track.

 WORK WITH A CREDIT COUNSELOR.

If your credit rating is low and you are struggling to pay off debt you may want to consider working with a credit counselor.

REQUEST A COPY OF YOUR CREDIT REPORT annually and review it thoroughly.

Look closely for mistakes and contact card companies and lenders to be sure proper corrections are made.

I am here to help. Call me anytime.

 


Kristina McMillion

American Financial Network, Inc.

The Home Team

Direct: 480-636-7491

Direct: 480-290-2151

 
 
To see where American Financial Network ("AFN") is a licensed lender go to the Nationwide Mortgage Licensing System ("NMLS") www.nmlsconsumer.org and search NMLS# 237341. Principal licensed office is 3110 Chino Ave #290, Chino Hills, CA 91709; Phone (909) 606-3905. The content in this advertisement is for informational purposes only. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy underwriting guidelines.

 


Why get pre-approved?
 
There’s a big difference between being Pre-Approved and Pre-Qualified.
 
 

Home buyers who get pre-approved have submitted documentation and their application has been put through a rigorous process. Pre-qualification is only a preliminary assessment of a borrower’s ability to qualify and requires more time, documentation and examination to confirm eligibility.

Home buyers who choose pre-approval and pre-qualification will have different experiences in the shopping process….

Pre-Qualification=Estimate


• Lose leverage to shop and compare loans and homes

• May waste time looking at homes out of price range

• Purchase offers less attractive to home sellers - especially in multiple offer situations

• Must wait for review and verification by lender

Pre-Approval=Commitment

• Time to shop and compare loan options

• Qualifications reviewed and verified by lender

• Confidence in affordability

• Can close quickly

 

Let’s talk about your options. We can put time on your side and help you get prepared to have the best possible experience - whenever you’re ready to buy a home.

Thank you!

Kristina McMillion

The Home Team
 
Direct: 480-636-7491
Direct: 480-290-2151
 
 
 
To see where American Financial Network ("AFN") is a licensed lender go to the Nationwide Mortgage Licensing System ("NMLS") www.nmlsconsumer.org and search NMLS# 237341. Principal licensed office is 3110 Chino Ave #290, Chino Hills, CA 91709; Phone (909) 606-3905. The content in this advertisement is for informational purposes only. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy underwriting guidelines.


 WE FINANCE THE AMERICANDREAM
and make it a reality for our borrowers...
First Time Homebuyers love working with us!

We understand that purchasing your first home can be intimidating. Having American Financial Network on your side will make all the difference. Why learn by trial and error? You have a friend in the business! We will guide you through the process step by step. Let us take make this dream a reality for you. Home ownership is a lifetime commitment and we will be there for you every step of the way.

 There are many benefits to working with us.

• Great low rates
• Quick & easy pre-approvals
• Low & No Money Down Options*
• Guidance throughout the process
• Timely closings
• Constant communication
• A simpler loan process
• Conventional, FHA, VA, USDA & More
 

 *Earnest money deposit and other fees may be required and refunded at closing in some instances. Program dependent.

 
Let’s Talk Today!
 
Kristina McMillion
 
THE RYDER TEAM, NMLS # 1040436
 
Direct: 480-636-7491
 
 
To see where American Financial Network ("AFN") is a licensed lender go to the Nationwide Mortgage Licensing System ("NMLS") www.nmlsconsumer.org and search NMLS# 237341. Principal licensed office is 3110 Chino Ave #290, Chino Hills, CA 91709; Phone (909) 606-3905. The content in this advertisement is for informational purposes only. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy underwriting guidelines.
 
 

Thursday, September 25, 2014

Stop paying for costly mortgage insurance!

STOP PAYING
FOR COSTLY
MORTGAGE
INSURANCE!
I can show you how...
Drop unnecessary mortgage insurance while rates are still low!
Home values are on the rise. From Spring 2013 to 2014 homes have increased in value nationwide an average of 12% with some areas as high as 21%.*
This creates a money saving opportunity for you by allowing you to eliminate thousands of dollars per year in unnecessary mortgage insurance premiums while rates are still low.
Benefits of Refinancing
  • Drop expensive mortgage insurance
  • Shorten the term of your loan
  • Lower your monthly payment
  • Lower your interest rate
  • Get cash-out & consolidate debt
  • Fix an adjustable rate
*The Standard and Poor’s Case Shiller Home Pricing Index Effective March 2014.
Let’s Talk Today!

Howard Welling

American Financial Network, Inc.

Direct: 480-229-5098 Email: hwelling@afncorp.com

CORP NMLS# 237341 ; Equal Opportunity Employer ; Equal Opportunity Lender
American Financial Network, Inc. 3110 Chino Ave #290, Chino Hills, CA 91709.

Refinancing

Refinancing
When should you refinance? Now. Especially if you're paying over 5% on your current mortgage.
Rates are at all time lows. If you plan to stay in your current home for the years to come, you may want to consider refinancing your mortgage and reducing your monthly payment or term of your loan. American Financial Network has the experience you deserve and will work hard to achieve your desired refinancing results.
  • In-House Underwriting ensures fast turnarounds
  • 15 and 30-year terms available
  • Fixed and adjustable rate options
Give us a call today and we'll walk through your options with you.
Thanks!
Howard Welling
American Financial Network, Inc.
Direct: 480-229-5098 Email: hwelling@afncorp.com

CORP NMLS# 237341 ; Equal Opportunity Employer ; Equal Opportunity Lender
American Financial Network, Inc. 3110 Chino Ave #290, Chino Hills, CA 91709.
 

Wednesday, September 24, 2014

American Financial Network, Inc. Ranked as One of the Nation’s Top Mortgage LendersScotsman Guide Releases Top Mortgage Lenders 2013 Rankings

AFN is proud to be named a Scotsman Guide 2013 Top Mortgage Lender.
Scotsman Guide, the leading resource for mortgage originators, released its second annual Top Mortgage Lenders rankings on June 1. The list, which ranks the nation’s top mortgage-lending companies, appears in Scotsman Guide‘s June 2014 residential edition, and searchable rankings are available online at scotsmanguide.com/TopLenders2013.
AFN was ranked among entries from hundreds of mortgage companies across the country. To be eligible for consideration in Scotsman Guide’s Top Mortgage Lenders rankings, all loan volume had to be from mortgages on one-to-four-unit residential properties within the United States. No commercial or international loans were included. After receiving submissions, Scotsman Guide required written verification of top entrants’ volume from a certified public accountant, the chief financial officer at the company or a similar source.

Your 7 days program to Stress management

"Have One Week, Will Relax"
 
We're all under a lot of stress these days, so I was looking for something that might give some guidance and I came across this article. It's really good, and gives some practicle advice on managing stress levels, even on the spot. Let me know how you like it!
 
"Have One Week, Will Relax" Your 7 days program to Stress management
They say there's more than one way to skin a cat. The same goes when you start tearing your hair out with all the frustration, grief, anxiety, and yes, stress. It's a state of mental conditioning that is like taking that bitter pill down your throat, causing you to lose your sense of self, and worse your sanity. Just thinking about it can drive anyone off the edge.
And they say that the proactive ones are already living off the edge.
As one stressed-out person to another, I know how it feels, and believe me there are many variants when it comes to stress. Coping with life, and carrying the problems that may or may not belong to you can scratch away the little joy and happiness that you can carry once you head out that door. You can't blame them for being like that; they have their own reasons, so much like we have our reasons to allow stress to weigh us down. They say that stress is all in the mind, well, what's bugging you anyway?
There are several ways to manage stress, and eventually remove it out of your life one of these days. So I'll try to divide it into a seven-day course for you and I promise it's not going to be too taxing on the body, as well as on the mind.
1. Acknowledge stress is good
Make stress your friend! Based on the body's natural "fight or flight" response, that burst of energy will enhance your performance at the right moment. I've yet to see a top sportsman totally relaxed before a big competition. Use stress wisely to push yourself that little bit harder when it counts most.
2. Avoid stress sneezers
Stressed people sneeze stress germs indiscriminately and before you know it, you are infected too! Protect yourself by recognizing stress in others and limiting your contact with them. Or if you've got the inclination, play stress doctor and teach them how to better manage themselves.
3. Learn from the best
When people around are losing their head, who keeps calm? What are they doing differently? What is their attitude? What language do they use? Are they trained and experienced? Figure it out from afar or sit them down for a chat. Learn from the best stress managers and copy what they do.
4. Practice socially acceptable heavy breathing
This is something I've learned from a gym instructor: You can trick your body into relaxing by using heavy breathing. Breathe in slowly for a count of 7 then breathe out for a count of 11. Repeat the 7-11 breathing until your heart rate slows down, your sweaty palms dry off and things start to feel more normal.
5. Give stressy thoughts the red light
It is possible to tangle yourself up in a stress knot all by yourself. "If this happens, then that might happen and then we're all up the creek!" Most of these things never happen, so why waste all that energy worrying needlessly? Give stress thought-trains the red light and stop them in their tracks. Okay so it might go wrong - how likely is that and what can you do to prevent it?
6. Know your trigger points and hot spots
Presentations, interviews, meetings, giving difficult feedback, tight deadlines.... My heart rate is cranking up just writing these down! Make your own list of stress trigger points or hot spots. Be specific. Is it only presentations to a certain audience that get you worked up? Does one project cause more stress than another? Did you drink too much coffee? Knowing what causes you stress is powerful information, as you can take action to make it less stressful. Do you need to learn some new skills? Do you need extra resources? Do you need to switch to decaf?
7. Burn the candle at one end
Lack of sleep, poor diet and no exercise wreaks havoc on our body and mind. Kind of obvious, but worth mentioning as it's often ignored as a stress management technique. Listen to your mother and don't burn the candle at both ends!
So having stress can be a total drag, but that should not hinder us to find the inner peace of mind that we have wanted for a long time. In any case, one could always go to the Bahamas and bask under the summer sun.
Howard Welling
American Financial Network, Inc.
Direct: 480-229-5098 Email: hwelling@afncorp.com

Financial Planner Referral Partners

Your lender of choice.
Financial Planner Referral Partners.
Equity and investment loan options for your clients.
As you work with your client's to improve their financial situation we can help provide financing options that create capital, manage debt, or acquire real estate assets. Not every lender can provide your clients the range of options needed to manage their real estate investment effectively. Why be limited?
Create Capital
If your client has equity in their home, refinancing can allow them to pull cash out for investments and other financial needs.
Manage Debt
Your client may need relief from high interest consumer debt. Folding their debt into one payment at a lower over-all rate is easy.
Purchase Real Estate
We are purchase experts as well. First homes, investment property, multi-family, commercial, construction and more. We do it all.
1031 Exchange
We understand asset management strategy and can help your client facilitate a purchase in the time allotted for a 1031 exchange.
Great loan options for equity management.
  • Jumbo
  • Agency High-Balance
  • Cash-out refinance
  • Asset-based lending
  • Foreign National Loans
  • Reverse Mortgages
  • Veteran's Administration
  • State Bond Programs*
*Not available in all states.
Let's Work Together. Call Now!
Howard Welling
American Financial Network, Inc.
Direct: 480-229-5098 Email: hwelling@afncorp.com

CORP NMLS# 237341 ; Equal Opportunity Employer ; Equal Opportunity Lender
American Financial Network, Inc. 3110 Chino Ave #290, Chino Hills, CA 91709
 
Every day we work to change people's lives by “Financing the American Dream.” American Financial Network, Inc. constantly evolves and adapts to ensure our employees are equipped with the perfect blend of products, service, and training to ensure that you have the best possible experience in one of the most stressful event in your life.

As one of the fastest growing mortgage bankers in the United States, we opened our doors in 2001 and have since expanded to over seventy branches. Headquartered in Chino Hills, CA, AFN built its reputation as an outstanding mortgage banking firm by serving the lending needs of real estate professionals, builders, and individual homebuyers throughout the United States.

We are a Direct Lender with delegated authority to underwrite and close FHA, USDA, VA, and Conventional loans products in-house. Our success and expansion is built on core values including streamlined and efficient operations that optimize organizational output as well as an approach to customer service founded on exceeding expectations. Throughout the lending process, we provide regular loan updates and progress reports so you always know the status of your loan.

It's our pleasure to offer all of our exceptional mortgage services online. Through us, you not only have access to the best loans available in the marketplace, but you can also review loan alternatives and apply for your loan online 24 hours a day, 7 days a week.

Howard Welling

American Financial Network, Inc.

Direct: 480-229-5098 Email: hwelling@afncorp.com


 American Financial Network, Inc. | Equal Housing Lender | Equal Opportunity Employer | NMLS# 237341



Your lender of choice.
Always in-touch.
 
Constant Communication
Our system automatically provides real time milestone alerts. Our people provide personalized weekly updates ensuring you are notified every step of the way.
Meeting Deadlines
We understand that in today's competitive market where there are often multiple offers, meeting financing contingency deadlines are just as important as timely closings. We do both.
Timely Closings
You set the closing deadline, not us. If there is an issue with it we will let you know in advance. Otherwise, we get the closing package there on time, every time.
We have the basics covered and more.
We are an agency-direct lender that can give you the loan programs you expect and more.
  • Jumbos
  • 203(k) rehab loans
  • Asset-based lending
  • Foreign National
  • Construction to perm
...and, of course, FHA, VA, USDA, Conventional, Reverse mortgage purchase loans, Purchase money second mortgages, Manufactured & Modular housing.
Let's Work Together. Call Now!
Howard Welling
American Financial Network, Inc.
Direct: 480-229-5098 Email: hwelling@afncorp.com

CORP NMLS# 237341 ; Equal Opportunity Employer ; Equal Opportunity Lender
American Financial Network, Inc. 3110 Chino Ave #290, Chino Hills, CA 91709


 
We have the basics covered and more.
 
We are an agency-direct lender that can give you the loan programs you expect and more.
the hard to find...
  • Jumbos
  • 203(k) rehab loans
  • Asset-based lending
  • Foreign National
  • Construction to perm
  • Extended rate locks
and of course.. the basics
  • FHA, USDA
  • Veterans
  • Conventional
  • Reverse purchase
  • Purchase money seconds
  • Manufactured & Modular
Fully underwritten pre-approvals available
Let's Work Together. Call Now!
Howard Welling
American Financial Network, Inc.
Direct: 480-229-5098 Email: hwelling@afncorp.com

CORP NMLS# 237341 ; Equal Opportunity Employer ; Equal Opportunity Lender
American Financial Network, Inc. 3110 Chino Ave #290, Chino Hills, CA 91709
 
National Strength, Local Presence
The American Dream.
Together, we make it a reality.
 
Why deal with an impersonal banking institution that takes you for granted or a local mom and pop shop that lacks financial strength? At AFN we provide the perfect balance of national strength and local presence.
Lending since 2001
Direct Lender
In-House Underwriting
Fannie Mae Seller/Servicer
Ginnie Mae Issuer
USDA and VA LAPP approved
Fully underwritten pre-approvals
We offer fully underwritten pre-approvals upon request. We understand that a lot is riding on the validity and reliability of the pre-approval and we take that very seriously. You can count on our pre-approvals to stand up where others don't.
We keep it simple and straight-forward. It's our job to keep you informed, meet all deadlines, and close on time.
We have the basics covered and more.
We are an agency-direct lender that can give you the loan programs you expect and more.
  • Jumbos
  • 203(k) rehab loans
  • Asset-based lending
  • Foreign National
  • Construction to perm
  • Extended rate locks
...and, of course, FHA, VA, USDA, Conventional, Reverse mortgage purchase loans, Purchase money second mortgages, Manufactured & Modular housing.
Let's Build Together. Call Now!
Howard Welling
American Financial Network, Inc.
Direct: 480-229-5098 Email: hwelling@afncorp.com

CORP NMLS# 237341 ; Equal Opportunity Employer ; Equal Opportunity Lender
American Financial Network, Inc. 3110 Chino Ave #290, Chino Hills, CA 91709
Do you know what eats bedrooms and square footage?

 
Hint: It’s not a bug
 
 
Interest rates affect how much home you can afford. An increase in interest rates can rapidly decrease the amount you can qualify for - literally "eating away" at the size of the home, number of bedrooms and other features.
Even if you’ve been pre-qualified, changes in interest rates can change your qualifying power. It’s important to keep up with where interest rates are as they relate to your situation - and we’re here to help!
How much home do you qualify for? Check in with us today and we’ll find out where you are so you can get where you’d like to go!


Howard Welling

American Financial Network, Inc.

Direct: 480-229-5098 Email: hwelling@afncorp.com
 
 
 
 

STOP PAYING FOR COSTLY MORTGAGE INSURANCE! I can show you how...

 

Drop unnecessary mortgage insurance while rates are still low!


Home values are on the rise. From Spring 2013 to 2014 homes have increased in value nationwide an average of 12% with some areas as high as 21%.*
This creates a money saving opportunity for you by allowing you to eliminate thousands of dollars per year in unnecessary mortgage insurance premiums while rates are still low.

Benefits of Refinancing
• Drop expensive mortgage insurance
• Shorten the term of your loan
• Lower your monthly payment
• Lower your interest rate
• Get cash-out & consolidate debt
• Fix an adjustable rate
 
*The Standard and Poor’s Case Shiller Home Pricing Index Effective March 2014.

Let’s Talk Today!


Howard Welling

American Financial Network, Inc.

Direct: 480-229-5098 Email: hwelling@afncorp.com